Many of our clients choose to pay for ADUs using home equity loans and HELOCs. Since ADUs increase the value of your home, paying for your ADU using the equity in your home can be a beneficial investment. Cash-out refinancing is also a viable option for clients that prefer to only have one loan and have significant equity in their home. Construction/renovation loans and personal lines of credit are other accessible loan options and do not require you to have equity in your home. We can help evaluate the best option for your personal needs.